How AmeriFirst Capital collects, uses and protects your information.
Last updated: September 2026
When you use our website, request a quote, or apply for a loan, we may collect information such as your name, contact details, property information, income and asset documentation, and other information relevant to evaluating a loan application. We also collect limited technical information automatically, such as browser type, device information and pages visited.
We use the information you provide to:
Our website uses cookies and similar technologies to remember your preferences, understand how visitors use our site, and improve functionality. You can control cookies through your browser settings; disabling cookies may affect some site features.
We may share information with service providers who help us process applications (such as credit bureaus, appraisers and title companies), with investors or agencies as required to fund and service a loan, and as required by law. We do not sell your personal information to third parties for their own marketing purposes.
Our website may contain links to third-party sites. We are not responsible for the privacy practices of sites we do not control.
We maintain administrative, technical and physical safeguards designed to protect your information against unauthorized access, loss or misuse. No system is completely secure, and we encourage you to use caution when sharing sensitive information online.
You may opt out of marketing communications at any time by following the unsubscribe instructions in our emails or by contacting us directly. Certain communications related to an active loan application or existing loan are not marketing and cannot be opted out of.
Our services are intended for adults capable of entering into a mortgage agreement. We do not knowingly collect personal information from children under 13, consistent with the Children's Online Privacy Protection Act (COPPA). If we learn we've collected information from a child under 13, we will delete it.
If you are a California resident, the California Consumer Privacy Act (CCPA) gives you specific rights regarding your personal information.
Categories of information we collect: identifiers (name, email, phone), commercial information (loan and financial details you provide), internet activity (site usage data), and professional/employment information relevant to your application. We do not collect biometric, precise geolocation, or health information.
Your rights include the right to:
We do not sell personal information as defined under the CCPA. To exercise your rights, contact us using the information below. We may need to verify your identity before fulfilling a request.
We may update this policy from time to time. Material changes will be reflected by an updated "Last updated" date at the top of this page. Continued use of our website after changes are posted constitutes acceptance of the updated policy.
Questions about this policy or your information? Reach us at:
AmeriFirst Capital
Phone: (949) 698-3939
Email: info@amerifirst-cap.com
NMLS #1518537
This policy is provided for general informational purposes and does not constitute legal advice. AmeriFirst Capital recommends consulting counsel to confirm this policy matches its actual data practices before relying on it.